He tossed and turned and was still awake when he heard a car pull into the drive. When Julie did not come in for several minutes he got out of bed and...went to the window to look out. He did not recognize the car, but there was no mistaking that it was Julie sitting on the front seat kissing some man that Charlie had never seen before. He saw them break the embrace and then Julie got out of the car and headed for the house. Charlie got back in bed and pretended to be asleep when Julie came into. "That will be the banks who are asking small businesses to pay exorbitant interest rates for loans when the base lending rate has been at 0.5 percent for how long? Have you been listening to these small businessmen? They can't afford the loans and the banks know it!"The banks don't want to lend. They're rebuilding their balance sheets. They're taking ludicrously cheap money from the Bank of England through quantitative easing and charging people through the nose to borrow it!"The banks are. More

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