This mortgage is what is known as a non-performing asset. The bank is only allowed to have just so many of these in their loan portfolio or the feds g...t after them. I saved them the expense of going through the lengthy foreclosure process, which would have cost them several thousand dollars in legal fees, ten percent to the auctioneer, and much paperwork in the bank. When a home is foreclosed, the buyer at the auction has to put down about fifteen thousand dollars on a home like this and has to. "You beat me here today." Oh, hey, Cindy," I answered. "Yeah, I left a little early. Sometimes I get to do that." I turned over in the water to see Cindy.She was a YOUNG teen. She was maybe five-three and a hundred and five pounds. Hair was short, well into red, sort of aged copper, straight-cut bangs at the eyebrows above a pair of startling green eyes. Leggy, too. Leggy didn't adequately describe her though. While many young girls have "pipe stem" legs, or just starting to show some curves to. More

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