Shyan and the wife left that evening for the weekend leaving me with my thoughts. I changed into some shorts, grabbed a beer from the fridge, and sett...ed back to watch the game.I was just about to nod off when I heard the doorbell ring.“Wonder who that could be,” I thought to myself.“Gretchen,” I said with a little shock as I opened the door and saw her standing there.“Hi,” she said softly as her cheeks flushed.“Shyan isn’t here this weekend,” I told her.“I didn’t come to see Shyan,” she said. This was inconvenient business-wise as I really needed both spouses present, but since I was there anyway, I gave her a quick outline of the different types of policies in hopes of a second meeting. I asked in general terms about their situation, her husband's work, health, pension plans, etc. Apparently he was a rather controlling old-school Greek guy, tight-fisted, a hard drinker, and I suspect abusive.She said she wanted to purchase a policy on his life as she feared he would drink. More

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