We stay that way for a while catching our breath and enjoying the glow of the moment. “Thank you, Betty, ” I say. “I don’t think I’ve ever h...d this much fun in the back seat before. I’ll ride in back with you anywhere!” After a while we sit up. I pick up her panties and start putting them on her. I get each ankle through the leg holes and slowly stroke her calves as I pull them up to her knees. Slowly I pull them past, gently stroking her thigh as I go higher and higher. I slip them around her. Jack and I have each set up a self directed individual retirement account with our broker. This year I want you to do the same. I have over ten thousand in my account; Jack has a little over eight in his. If you set one up now, you can still make a $ 2,000 deposit for last year and a $ 2,000 deposit for this year. With interest rates being what they are, you will have close to $ 5,000 available to invest in the stock I told you about. That investment will grow substantially for at least ten. More

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