"OK, this is not very accurate or detailed. But I remember there was a break in 1893, a bad one, and several before that caused mostly by railroad spe...ulation and, wait a minute. Ann, what's speculation?" He wrote that word on the board."Uh, to speculate means to guess, to think about something. That word was on the SAT test." You think right, that's good. Speculation is guessing. What's economic speculation?" Guessing that the price of something or the value of something will go up," she. Don’t get my wrong, me and my wife have a healthy sexual relationship and we do engage in fun every once in a while. But unfortunately, I have slightly bigger appetite for sex than her and she’s slightly more traditional when it comes to sex while I like to try new things. So I try and find different ways to get my fix, including same-sex adventures. Those adventures have many stories, but that’s for another day. Back to my maid and today morning’s hot breakfast.We have a maid who comes daily. More

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