" Did they? Well done them with the recession! The bank rate is only 0.5 per cent at the moment but it's bound to rise again. Let's say it went up to ...ne point five in a year's time, the lenders would want a hundred and twenty five a month so the Jays would be repaying at close on fifteen hundred a month. That's eighteen thousand a year leaving them fourteen thousand before the taxman grabs another three." Oh dear," said Ginny. "This is going to be a lot more difficult than I thought."Rod. Being the social hit of the town, opera, the theater, the big city life. But she had fallen for him the first time they met. There was something that drew her to him, and slowly the pieces all began to fit. Instead of the new home in the new development she was tending to a 100 year old farmhouse in the middle of nowhere. But she loved the charm of the house, with its creaky stairs, doors made of solid wood, and windows that took a crowbar to open when the weather got sticky. She had pleaded. More

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